Mortgage rates in France are predicted to fall to 2.75% during 2024, before returning below 2.5% during the early part of 2025. The long term interest rate in France currently stands at 3.19% (November 2023) and the interest rate on French Mortgages climbed to 3.6% in Q3 2023. The month of November however, saw the first fall in interest rates in France in over 2 years.

This morning I was contacted by a customer looking for advice on buying a property in South France. This was my reply on where and what to buy in France in 2023. We do get asked these questions a lot and this particular customer has summarised the general pattern for prospective house buyers.

Ever thought of owning your own home in the South of France and using it to fund your retirement. An impossible dream? Here we explain how owning a buy-to-let investment property in the South of France could be a lot easier than you thought and why 2023 is the right time to buy property in South France.

When you are looking for a quiet, rural place in France to live, with spectacular scenery and plenty of cheap houses to rent long term, then the Haut Languedoc region in South France is a great area to look. The Haut Languedoc Regional Park is 45mins inland from the Mediterranean coast and here you can experience a relaxed French way of life. 

The Lot department in central Southern France is a very popular area for customers searching for long term rentals in France. The Lot department borders Dordogne to the West and the city of Toulouse is 1 hour to the South. The Lot contains some of the most beautiful villages in France, it is generally cheaper to live here, than compared to Dordogne and the local Cahors wines, truffles, foie gras and Rocamadour cheese are celebrated throughout France.

One of the first jobs that you need to do when you are moving to France is to open a French bank account. Everything in France is linked to having a French bank account. You will need a French bank account so that you can have the utility bills in your name, register for a Carte Vitale (health insurance), pay your taxes in France, obtain house or Tenants insurance, etc, etc. Ideally, you need to open the bank account before you arrive in France.

These are the average house rental prices in Southern France for a long term rentals for 2025 and 2026. These house rental prices apply to our main area of operation in Southern France, so covering the Languedoc, Midi-Pyrenees, Dordogne, Provence and Cote d'Azur. You will pay an additional premium of around 15% for rental properties in Toulouse, Montpellier, Avignon, Cannes and Nice.

The village of Aniane, is great place to buy a house in South France. This Southern French village is very beautiful and is served by excellent transport connections. From a property investment perspective, properties in Aniane can enjoy very good annual rental yields from summer holiday rentals, as well as long winter lets. 

At the start of 2024, property prices in France were falling at the fastest rate in over 5 years. House prices in France fell by -1.0% in the 12 months up to August 2023 and are predicted to fall by -3% in the 12 months to November 2023. Here we explain how 2024 will see a return of the Buyer's market in France and we show you some of the best places to buy a house in France.

If you are looking to invest in property abroad during 2023, then buying a villa in the South of France provides an opportunity to benefit from rental yields approaching 9.00% and an annual pre-tax income of around €24,000. Too good to be true? Let me convince you otherwise.

Choosing the right house to rent in France effectively comes down to 3 main considerations: size, budget and location. If you are looking for a house for long term rent in France during 2024, there are plenty of available properties to consider. Here we cover the main questions you should have on your checklist.

Find out how you can rent out your second home in France to maximize the rental income and avoid some of the French tax issues and tenancy/legal problems. If you own a house in France and you are thinking about renting it out for either summer rentals in 2023 or for longer term rentals, then there are a number of factors you need to consider.